You can also manage money with a monthly income of 5000 yuan and share 4 strategies

n daily life, office workers have become a huge group in our country. Recent surveys have found that many office workers' income is less than 5000, or just up to the standard. So how do these office workers manage their money? How to choose financial products? What factors need to be considered? I want to discuss with you today, so let's take a look.

1. Set monthly investment and financial goals

As an office worker with a monthly income of 5000, we should first consider the relationship between monthly income and expenditure. According to our own conditions, we should first deduct financial funds and then consume. On the one hand, we can effectively control our consumption, on the other hand, we can form good financial habits. This part of financing funds should be mainly stable, 70% of which can be invested in stable financing products and 30% in profitable products.

2. Marriage and family influence the choice of financial products

Marriage and family is also an important factor affecting financial choice. In general, it is more appropriate for married office workers with stable family to choose stable financial products, while single office workers can choose income financial products with higher risk.

3. The surplus capital is invested in the investment with higher risk and potential

In addition to 70% of the steady financial investment, the remaining 30% can be invested in real estate funds or collections. However, due to limited income, you can choose fixed investment funds, share the risk every month, and share the cost equally. A little makes a lot, which will be a good investment fund for a long time.

4. Self investment

It is used to improve one's skills or hobbies. Generally speaking, it is more valuable to improve one's skills than to deposit in the bank. If the expenditure is large, you can save it for a period of time before making investment arrangements.

So much about how to manage money with a monthly income of 5000. I hope it will help you. Warm tips, financial risk, investment should be cautious.